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Personal Insurance Innovative Solutions for Personal Risk

Our goal is to provide innovative solutions for your personal insurance needs by reviewing your risk exposure and presenting you with the best options available. We provide the highest level of risk management service and a full array of individual products for your home, auto, and more. Let BenePac help you protect your valuable assets and put your mind at ease. We offer personal insurance through several top-rated insurance companies which allows us to include the most coverage at the best price. Our staff is working constantly to offer you outstanding service and the best insurance products on the market.

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Personal Insurance Broker and Risk Management Services


  1. Auto

    Unfortunately, accidents do happen. When the worst occurs, we’ll keep you and your vehicle safe and covered. Even if you can’t avoid all the potholes, we’ll make sure your road is smooth.

  2. Home

    Your home is probably the biggest single investment you’ll make. Whether you own a townhouse or a single family home, your investment, possessions and memories require proper insurance protection.

  3. Condominium

    Condominium insurance fills in the gaps from condominium or Co-op Master policies, providing personal property coverage, personal liability, and other types of protection.

  4. Renter

    While your landlord likely has insurance coverage for the building in which you live, this coverage does not protect your personal possessions. Renters insurance covers your furniture and personal possessions. A renter’s policy protects you against theft & damage from hazards such as fire, lightning, windstorm, hail, explosion, smoke, vandalism, and water damage.

  5. Personal Umbrella

    Umbrella policies will help avoid gaps in your insurance. This “umbrella” softens the unexpected and secures everything you’ve worked for. It adds extra personal liability protection on top of where other coverage caps out.

  6. Jewelry and other scheduled property

    This line of insurance goes above and beyond to cover everything that your homeowner policy doesn’t. Keep your jewelry, fine art, electronics, memorabilia, clothes, and other material objects safe with our jewelry and scheduled property insurance.

  7. Motorcycle

    We’ll provide you with a policy that fits you, your budget, and your bike, so you can spend your money on gas for the open road.

  8. Watercraft

    Although owning watercraft can be exhilarating, it’s not always smooth sailing. We’ll keep you, your watercraft and your passengers protected when the unexpected occurs.

  9. Recreational Vehicles

    In the event of an accident, this line of coverage will protect you and your finances, no matter what you find down the trail.