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Affordable
Individual Health
The way we work and live is changing. More people are running their own businesses, retiring early, or going back to school. Many are working for employers without health insurance or experiencing employment gaps. Not having access to traditional employer group health insurance plans can be a cause for concern.
Relax! Plenty of affordable options are available to people not covered by group health plans. Blue Cross Blue Shield of Wisconsin and Humana have quality individual health plans for you and your family to choose from. There are two "basic" plans covering different circumstances. Just select a plan, and then review the many options available.
Individual Health Plan - Individual health plans focus on people not covered by employer-sponsored health plans for extended time periods. The self-employed and early retirees may also be insured by an individual health plan. Our health plans are comprehensive plans with the choice of deductibles and optional benefits that allow you to build your own benefit levels and premium.
Temporary Health Plan - Short-term health insurance is for times you are between regular group health plans. Our Temporary Health Plans specialize in affordable rates for those without health insurance for a variety of reasons, i.e. between jobs, recently retired and not yet eligible for Medicare, no longer an eligible dependent, etc.
If you need health insurance for you or for your family, see the details and give us a call!
2 Plans to Choose From
| INDIVIDUAL HEALTH PLAN | ||
| Choice of Deductible | From $250 TO $10,000 Per Person From $750 TO $30,000 Per Family |
The higher the deductible, the lower the premium |
| Basic Benefits | Doctor Expenses Hospital/Surgical Expenses |
The biggest expenses may occur here |
| Optional Benefits | Prescription Drugs Maternity Dental |
Manage expected medical expenses with these options |
| Maximum Benefit | $5,000,000 Per Covered Person |
|
| TEMPORARY HEALTH PLAN | ||
| Choice of Deductible | From $100 to $5,000 Per Person From $300 to $10,000 Per Family |
The higher the deductible, the lower the premium |
| Covered Time Period | From 30 to 185 days | You choose how long you need coverage. You may even be able to receive discounts on premiums |
| Basic Benefits | Catastrophic Medical Expenses | Different levels of coverage and benefits than Individual Health Plan-read carefully |
| Maximum Benefit | $1,000,000 to $5,000,000 Per Covered Person | |
This is only a brief description. The details of the plan are determined by the insurance companies' plan documents.
