PROPERTY & CASUALTY INSURANCE
Property & Casualty insurance is insurance on homes, cars, and businesses. Property insurance protects a person or business with an interest in physical property against its loss or the loss of its income-producing abilities. Casualty insurance mainly protects a person or business against legal liability for losses caused by injury to other people or damage to the property of others.
Recognized as one of the most experienced and professional Property & Casualty insurance brokers in Wisconsin, BenePac, Inc. (a member of The Benefit Companies, Inc.) brings you experienced professionals and the best insurance products. Drawing on the combined resources of The Benefit Companies, BenePac provides the most comprehensive Property & Casualty Insurance solutions in the market.
Flexible, Reliable, Outstanding Customer Service
Because we work for you and not the insurance companies, we compare offers to insure we offer you the most competitive proposal. The expertise and experience between our companies is a shared resource in tailoring options for your company.
Property & Casualty Insurance Products
BenePac’s insurance programs are industry tailored to the objectives and issues that face your business:
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• Property & Casualty
• Workers’ Compensation
• General Liability
• Employment Practices Liability
• Directors & Officers Liability 
• Business Auto
• Umbrella
• Bonds
• Directors & Officers Liability
• Professional Liability (Errors & Omissions)
• Environmental Coverage
• Fiduciary Liability
• Ocean Marine
• Employment Practices Liability
• Political Risk/Credit Insurance
• Surety Bonds
• Integrated Workers Compensation/group health, STD, LTD programs
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Connect & Simplify ™
Benefits, Inc. is part of The Benefit Companies, Inc. Connect & Simplify™ Service Program. This program connects the benefits between payroll clients who also have employee benefit or retirement plans and other services with Connect & Simplify clients enjoy reduced back-office administration as we track eligibility for and termination of, company sponsored benefits. Connect & Simplify lets you reallocate the time you now spend on administrative tasks to time spent growing your business.
Staying in Front of the Issues that Impact your Business
In a constantly changing world, managing property and casualty related exposure can be a challenging. With the legal and regulatory environments constantly changing, your ability to stay current is challenged by the unceasing demands of your business.
BenePac stays in front of the issues that impact your business by continually analyzing legislation and trends to ensure your risk management program is as solid as the day we structured it.
Managing your Exposure
BenePac does more than just quote your insurance by helping you to identify the entirety of your business or personal risk exposure, designing a program that fits your needs, and implementing a service plan that is second to none. The result is a customized, all encompassing program that addresses your risk management needs.
The success of BenePac is people – our experienced, dedicated professionals, and the long-term relationships we've cultivated with our clients.
Executive Services
BenePac offers Executive Services with risk surveys, inventory of valuable possessions, custom insurance packages, and annual comprehensive full coverage reviews.
Payroll Deduction
BenePac offers employers the ability for their employees to have the benefit of personal insurance deducted through payroll deduction. This program is at no cost to the employer and offers a discount to employees on their personal insurance.
Workers Compensation Insurance
Wisconsin Employers that meet specific requirements are required to carry Worker's Compensation insurance unless they qualify for Self-Insured status. Employers receive the assurance they will not be sued for damages, medical care and lost wages if their employees get injured while working.
Please note that worker's compensation law can be complex and these laws and policies are subject to amendment at any time. Please contact us if you need help with a worker's compensation issue.
Your home Homeowners Insurance
Your home is probably the biggest single investment you'll make. Whether you own a townhouse or a single family home, your investment, possessions and memories require proper insurance protection.
Related Coverage
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• Flood Insurance
• Valuable Property
• Excess Liability
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Excess Liability Insurance
Often referred to as an umbrella policy, excess liability insurance provides the additional protection you need in case a judgment against you exceeds the liability limits of your existing auto or homeowners policy. Excess liability coverage increases your personal liability limits by adding protection to your current auto, boat, and homeowners policies.
Condominium Insurance
Condominium insurance fills in the gaps from condominium or Co-op Master policies, providing personal property coverage, personal liability, and other types of protection.
Renters Insurance
While your landlord likely has insurance coverage for the building in which you live, this coverage does not protect your personal possessions. Renters insurance covers your furniture and personal possessions. A renter’s policy protects you against theft, damage from such hazards as fire, lightning, windstorm, hail, explosion, smoke, vandalism, and water damage.
For additional information, please email marketing@benefitsinc.com or call us at (262)207-1999.
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